Transportation and logistics

The transportation industry is vital to keeping businesses and communities connected, but it also faces many risk exposures. From managing fleets and handling hazardous materials to ensuring compliance with regulations, transportation businesses require specialized insurance solutions. At IOA, we leverage decades of experience to help you navigate these challenges and secure comprehensive coverage tailored to your unique needs.

Why choose IOA for transportation insurance?

At IOA, we go beyond providing insurance—we help you proactively manage risks and secure the right solutions for your business. Our brokers bring deep industry knowledge and work closely with top insurers to help protect you from the unexpected.

Our team understands the complexities of the transportation sector, from fleet management to cargo handling. We help you secure coverage that addresses your needs, including primary trucker liability, motor truck cargo insurance, and more.

With extensive experience in loss control and claims consulting, our experts help you reduce risks and protect your bottom line. We also assist with federal and state filings, helping to ensure compliance at every level.

We offer solutions for many transportation businesses, from owner-operators to bulk tank carriers. With IOA, you get access to competitive terms and expert guidance, allowing you to focus on running your business.

Our transportation insurance markets

Auto haulers

Bulk tank carriers

Dump truck operators (rock and sand)

Flatbed and transfer trailers

Fuel transportation

Hazardous materials haulers

Less-than-load (LTL) carriers

Municipal solid waste haulers

Over-dimension carriers

Owner-Operators

Public transportation

Truckload carriers

Transportation insurance products

Products for the transportation industry include:

Directors and officers

Directors and officers insurance protects company leaders from personal liability for decisions made on behalf of the organization.

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Commercial umbrella

Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.

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General liability

General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.

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Excess liability

Excess liability insurance provides additional coverage above the limits of underlying policies, offering extended protection against high-value claims.

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Cargo

Cargo insurance protects goods in transit against risks like theft, damage, and delay, ensuring business continuity for shipping operations.

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Commercial auto

Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.

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Commercial property

Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.

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Inland marine

Inland marine insurance protects movable or specialized business property, such as equipment, tools, and goods in transit, against loss or damage.

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Workers compensation

Workers compensation insurance covers employees’ medical expenses and lost wages resulting from work-related injuries or illnesses.

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Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899