Why choose IOA for transportation insurance?
At IOA, we go beyond providing insurance—we help you proactively manage risks and secure the right solutions for your business. Our brokers bring deep industry knowledge and work closely with top insurers to help protect you from the unexpected.
Our team understands the complexities of the transportation sector, from fleet management to cargo handling. We help you secure coverage that addresses your needs, including primary trucker liability, motor truck cargo insurance, and more.
With extensive experience in loss control and claims consulting, our experts help you reduce risks and protect your bottom line. We also assist with federal and state filings, helping to ensure compliance at every level.
We offer solutions for many transportation businesses, from owner-operators to bulk tank carriers. With IOA, you get access to competitive terms and expert guidance, allowing you to focus on running your business.
Our transportation insurance markets
Auto haulers
Bulk tank carriers
Dump truck operators (rock and sand)
Flatbed and transfer trailers
Fuel transportation
Hazardous materials haulers
Less-than-load (LTL) carriers
Municipal solid waste haulers
Over-dimension carriers
Owner-Operators
Public transportation
Truckload carriers
Transportation insurance products
Products for the transportation industry include:
Directors and officers
Directors and officers insurance protects company leaders from personal liability for decisions made on behalf of the organization.
Commercial umbrella
Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Excess liability
Excess liability insurance provides additional coverage above the limits of underlying policies, offering extended protection against high-value claims.
Cargo
Cargo insurance protects goods in transit against risks like theft, damage, and delay, ensuring business continuity for shipping operations.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Inland marine
Inland marine insurance protects movable or specialized business property, such as equipment, tools, and goods in transit, against loss or damage.
Workers compensation
Workers compensation insurance covers employees’ medical expenses and lost wages resulting from work-related injuries or illnesses.
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