Why choose IOA for government and defense insurance?
Here are the five keys points you should consider when evaluating IOA for your insurance program.
Industry-specific expertise with military insight
IOA’s team includes veterans of the U.S. military who bring firsthand experience and a deep understanding of government and defense operations. Veterans trust veterans regarding commercial insurance advice and guidance, ensuring your company benefits from authentic, informed support.
Comprehensive coverage options
We provide a broad range of insurance products to help you protect all aspects of your operations, including specialized coverages such as Defense Base Act (DBA) insurance, foreign casualty exposures, cyber liability, war risk insurance, kidnap and ransom insurance, and business travel accident insurance. This comprehensive approach ensures that your business is safeguarded on all fronts.
Strategic risk management services
IOA offers proactive risk management services that identify potential risks and develop mitigation strategies. Our approach helps you protect your assets, maintain compliance with government regulations, and meet contract requirements, allowing you to confidently focus on your core operations.
Global reach and support
Whether your projects are local or in high-risk international environments, IOA’s global network ensures consistent, reliable service. We support your business wherever your contracts take you, providing the same high-quality insurance coverage and service across borders.
Expert claims management
We understand that the claims process in government and defense contracts can be intricate. IOA offers expert claims management support to guide you through every step for more timely and fair resolutions. Our goal is to help minimize downtime and financial impact so that you can remain focused on your mission.
Our government and defense insurance markets
Federal, state, and local government contractors
Defense contractors and subcontractors
Security firms
Aerospace and defense manufacturers
Emergency services and first responders
Intelligence and surveillance operations
Military contractors
Government and defense products
Products for the government and defense industry include:
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
Accident and health
Accident and health insurance provides coverage to mitigate the financial risks associated with employee health-related absences or accidents, enhancing employee welfare and regulatory compliance.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Aviation
Aviation insurance offers specialized protection for aircraft, including risks associated with commercial operations, private use, and aviation services.
International
International insurance connects U.S.-based businesses with global coverage through trusted in-country brokers, ensuring compliance and seamless policy management.
Professional liability (E&O)
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
Life and disability
Life and disability insurance offers financial support for individuals or their beneficiaries in the event of death or disability, ensuring income protection and peace of mind.
Kidnap and ransom
Kidnap and ransom insurance provides financial protection and crisis management support for incidents involving kidnapping, extortion, or wrongful detention.
Bonds and surety
Bonds and surety insurance guarantee the performance or obligations of businesses, offering financial protection for contracts, compliance, or legal requirements.
War and terrorism
War and terrorism insurance protects businesses from financial losses due to acts of war, terrorism, sabotage, or related political violence.
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