Government and defense

At IOA, we understand the unique contractual and operational challenges that government and defense contractors face. Our specialized insurance solutions are designed to address these challenges, ensuring that you have the protection you need to succeed in this demanding industry. Our expertise extends to specialized areas such as aviation operations, OCONUS deployments, and advanced technology systems, enabling us to support your mission effectively.

Why choose IOA for government and defense insurance?

Here are the five keys points you should consider when evaluating IOA for your insurance program.

Industry-specific expertise with military insight

IOA’s team includes veterans of the U.S. military who bring firsthand experience and a deep understanding of government and defense operations. Veterans trust veterans regarding commercial insurance advice and guidance, ensuring your company benefits from authentic, informed support.

Comprehensive coverage options

We provide a broad range of insurance products to help you protect all aspects of your operations, including specialized coverages such as Defense Base Act (DBA) insurance, foreign casualty exposures, cyber liability, war risk insurance, kidnap and ransom insurance, and business travel accident insurance. This comprehensive approach ensures that your business is safeguarded on all fronts.

Strategic risk management services

IOA offers proactive risk management services that identify potential risks and develop mitigation strategies. Our approach helps you protect your assets, maintain compliance with government regulations, and meet contract requirements, allowing you to confidently focus on your core operations.

Global reach and support

Whether your projects are local or in high-risk international environments, IOA’s global network ensures consistent, reliable service. We support your business wherever your contracts take you, providing the same high-quality insurance coverage and service across borders.

Expert claims management

We understand that the claims process in government and defense contracts can be intricate. IOA offers expert claims management support to guide you through every step for more timely and fair resolutions. Our goal is to help minimize downtime and financial impact so that you can remain focused on your mission.

Our government and defense insurance markets

Federal, state, and local government contractors

Defense contractors and subcontractors

Security firms

Aerospace and defense manufacturers

Emergency services and first responders

Intelligence and surveillance operations

Military contractors

Government and defense products

Products for the government and defense industry include:

General liability

General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.

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Commercial auto

Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.

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Workers compensation

Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.

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Accident and health

Accident and health insurance provides coverage to mitigate the financial risks associated with employee health-related absences or accidents, enhancing employee welfare and regulatory compliance.

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Cyber liability

Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.

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Aviation

Aviation insurance offers specialized protection for aircraft, including risks associated with commercial operations, private use, and aviation services.

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International

International insurance connects U.S.-based businesses with global coverage through trusted in-country brokers, ensuring compliance and seamless policy management.

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Professional liability (E&O)

Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.

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Life and disability

Life and disability insurance offers financial support for individuals or their beneficiaries in the event of death or disability, ensuring income protection and peace of mind.

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Kidnap and ransom

Kidnap and ransom insurance provides financial protection and crisis management support for incidents involving kidnapping, extortion, or wrongful detention.

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Bonds and surety

Bonds and surety insurance guarantee the performance or obligations of businesses, offering financial protection for contracts, compliance, or legal requirements.

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War and terrorism

War and terrorism insurance protects businesses from financial losses due to acts of war, terrorism, sabotage, or related political violence.

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Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899