Agriculture and agribusiness

The food and agriculture industries face ever-present changes and risks, from weather uncertainties to market fluctuations. A robust insurance policy is the cornerstone of your strategy for stability and growth.

Why choose IOA for agriculture insurance?

Choosing IOA means partnering with a team that recognizes the food and agribusiness industry’s unique challenges and opportunities. Our specialists are insurance experts with a deep understanding of this sector and a long track record supporting various food and agricultural firms.

We delve into your business’s specifics to understand the risks and coverages required for your utmost protection. Our significant market share and strong carrier relationships enable us to secure the most competitive terms, conditions, and pricing for our clients.

As your business grows and evolves, so do your insurance needs. IOA will stand by you through every challenge. Our expertise, tailored coverage, and dedicated support help your agribusiness thrive today and tomorrow. Let’s work together to ensure your security and growth.

Our agriculture insurance markets

Fruit and vegetable growers, packers, harvesters, distributors

Cattle and livestock operations

Citrus, nut, and grove specialists

Feed, seed, and grain producers

Food and beverage processing, manufacturing, and distribution

Grocery stores

Nurseries and horticulture wholesale and retail

Packing houses

Poultry and egg producers

Flight schools

Vineyards, wineries, and breweries

Agriculture insurance products

Products for the agriculture industry include:

Agribusiness and agriculture

Agribusiness and agriculture insurance protects farms, ranches, and related businesses against unique risks, including property, liability, and crop-specific exposures.

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Commercial auto

Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.

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Workers compensation

Workers compensation insurance covers employees’ medical expenses and lost wages resulting from work-related injuries or illnesses.

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Commercial property

Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.

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Commercial umbrella

Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.

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General liability

General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.

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Inland marine

Inland marine insurance protects movable or specialized business property, such as equipment, tools, and goods in transit, against loss or damage.

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Cargo

Cargo insurance protects goods in transit against risks like theft, damage, and delay, ensuring business continuity for shipping operations.

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Cyber liability

Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.

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Equine

Equine insurance covers the risks of owning, training, or boarding horses, including liability, mortality, and medical expenses.

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Product liability

Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.

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Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899