Why choose IOA for self-storage insurance?
At IOA, we work closely with leading insurance carriers to help you secure the most suitable coverage for your self-storage operations and manage your risks efficiently to protect your business well.
We understand the complexities and specific risks faced by self-storage operators. From liability concerns to property protection, we work with top insurance carriers to find comprehensive coverage that suits your needs. Our goal is to provide peace of mind, allowing you to focus on managing and growing your business.
Our deep industry knowledge ensures that we can help you secure coverage for all key areas of risk, including property damage, customer goods liability, and wrongful sale liability. We also work to find competitive rates through our relationships with top underwriters.
With the growing risk of cyberattacks and natural disasters, our team works proactively to help you manage these exposures. We help you minimize liabilities and maximize coverage.
With years of experience working with self-storage businesses, our brokers offer deep insights into the insurance solutions that work best for you. We understand the nuances of operating self-storage facilities and help you navigate the various coverage options available.
Our self-storage insurance markets
Single-location self-storage facilities
Multiple location operators
Franchise self-storage businesses
Property management companies specializing in self-storage
Self-storage insurance products
Products for the self-storage industry include:
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Employment practices liability
Employment practices liability insurance protects businesses against claims arising from workplace disputes.
Equipment breakdown
Equipment breakdown insurance protects businesses from financial losses from sudden and accidental machinery failures, including repair costs and interruption.
Commercial flood
Commercial flood insurance protects businesses from water damage caused by flooding, which is often excluded from standard property insurance.
Environmental
Environmental insurance safeguards businesses against liabilities related to pollution, contamination, and other environmental risks.
Commercial umbrella
Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
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