Why choose IOA for forest products insurance?
The forest products industry includes a wide range of wood-related operations, such as sawmills, wood transportation, chipping operations, building material dealers, cabinet making, furniture making, molding manufacturing, pallet manufacturing, planer mills, and wood transit.
Our team understands the unique risks faced by the forest products industry, from wildfires and equipment breakdowns to supply chain disruptions. We provide customized insurance solutions that address the specific needs of your operation, whether you’re a sawmill, wood transporter, or chipping operation. IOA leverages its market share and relationships with top carriers to secure the most competitive terms, conditions, and pricing for your insurance needs. By evaluating current and future liabilities, our forest products experts build a risk transfer program to help you reduce your exposure to threats and provide financial stability to your company in the event of a loss.
Forest products insurance markets
Building material dealers
Cabinet manufacturing
Chipping and all other wood-related operations
Furniture manufacturing
Molding manufacturing
Pallet manufacturing
Planer mills
Sawmills
Wood transit
Forest products insurance products
Products for the forest products industry include:
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Commercial umbrella
Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.
Bonds and surety
Bonds and surety insurance guarantee the performance or obligations of businesses, offering financial protection for contracts, compliance, or legal requirements.
Executive benefits
Executive benefits insurance offers specialized financial planning and coverage options to attract and retain key executives.
Directors and officers
Directors and officers’ insurance protects company leaders from personal liability for decisions made on behalf of the organization.
Equipment breakdown
Equipment breakdown insurance protects businesses from financial losses from sudden and accidental machinery failures, including repair costs and interruption.
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