Food service

The unexpected can happen anytime in the fast-paced and demanding food service industry. Whether you run a bustling quick-service restaurant, a popular casual dining spot, or an upscale establishment, IOA understands the unique risks you face. With a team of specialists boasting a wealth of experience in the food service sector, we offer unparalleled service and expertise, continuously enhanced by our commitment to property and casualty insurance and loss prevention throughout the industry. Get five-star protection and service for your business.

Why choose IOA for food service insurance?

Our team of experts collaborates closely with you to develop a tailored insurance plan that meets your unique needs. We offer comprehensive coverage options that include property, liability, workers compensation, and specialized coverages like food contamination and liquor liability, ensuring that all aspects of your business are protected.

In addition to comprehensive coverage, IOA provides proactive risk management services. Our team helps you identify and mitigate potential risks before they become costly claims. We offer training, audits, and best practices to enhance your safety and security measures, which helps prevent incidents that could lead to claims.

IOA’s dedicated support team guides you through the claims process to aid you in a more efficient resolution. We understand the importance of getting your business back on track quickly and are committed to providing the support you need during challenging times.

Our proven track record speaks to our expertise and commitment to excellence. IOA has a long history of serving food service businesses of all sizes, from small family-owned restaurants to large national chains. Our dedication to customer satisfaction sets us apart in the industry, and we take pride in building lasting relationships with our clients.

Our food service insurance markets

Quick service

Casual dining

Upscale dining

Fast casual

Cafes and coffee shops

Bars and pubs

Food trucks and street vendors

Catering

Institutional food service

Food service insurance products

Products for the food service industry includes:

Commercial property

Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.

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General liability

General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.

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Workers compensation

Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.

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Product liability

Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.

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Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899