Why choose IOA for food service insurance?
Our team of experts collaborates closely with you to develop a tailored insurance plan that meets your unique needs. We offer comprehensive coverage options that include property, liability, workers compensation, and specialized coverages like food contamination and liquor liability, ensuring that all aspects of your business are protected.
In addition to comprehensive coverage, IOA provides proactive risk management services. Our team helps you identify and mitigate potential risks before they become costly claims. We offer training, audits, and best practices to enhance your safety and security measures, which helps prevent incidents that could lead to claims.
IOA’s dedicated support team guides you through the claims process to aid you in a more efficient resolution. We understand the importance of getting your business back on track quickly and are committed to providing the support you need during challenging times.
Our proven track record speaks to our expertise and commitment to excellence. IOA has a long history of serving food service businesses of all sizes, from small family-owned restaurants to large national chains. Our dedication to customer satisfaction sets us apart in the industry, and we take pride in building lasting relationships with our clients.
Our food service insurance markets
Quick service
Casual dining
Upscale dining
Fast casual
Cafes and coffee shops
Bars and pubs
Food trucks and street vendors
Catering
Institutional food service
Food service insurance products
Products for the food service industry includes:
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
Product liability
Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
Get our latest news and insights
Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.