Why choose IOA for franchised dealerships insurance?
IOA offers comprehensive insurance solutions for franchised dealerships, leveraging strong relationships with top carriers to provide superior coverage at competitive rates. Whether you operate a single lot or a nationwide network, our extensive experience in the automotive industry ensures we can address your unique risks and needs.
Beyond insurance, we support your dealership’s financial success with F&I programs, income development, employee benefits, and 401(k) plans, helping you boost profitability and attract top talent. Our proactive risk management services help minimize potential exposures. At the same time, our dedicated advisors deliver personalized support every step of the way.
With a proven track record, innovative solutions, and a nationwide network, IOA help you to ensure your dealership is protected and poised for long-term success.
Franchised dealerships insurance products
Products for franchised dealerships includes:
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Inland marine
Inland marine insurance protects movable or specialized business property, such as equipment, tools, and goods in transit, against loss or damage.
Directors and officers
Directors and officers insurance protects company leaders from personal liability for decisions made on behalf of the organization.
Employment practices liability
Employment practices liability insurance protects businesses against claims arising from workplace disputes.
Commercial umbrella
Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Environmental
Environmental insurance safeguards businesses against liabilities related to pollution, contamination, and other environmental risks.
Professional liability (E&O)
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Contingency
Contingency insurance protects businesses against risks related to events, including cancellations and weather-related disruptions.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
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