Why choose IOA for catering insurance?
Choosing IOA means partnering with experienced advisors who understand the unique challenges of the catering industry. We provide tailored risk management solutions to address critical needs like equipment breakdowns and liquor liability, ensuring your business is protected.
With superior planning and organization, we delve into the specifics of your operations to identify the risks and coverages required for comprehensive protection. Additionally, our strong relationships with leading insurance carriers empower us to secure competitive terms, conditions, and pricing for your policies.
Catering insurance markets
Corporate catering
Wedding catering
Social events catering
Educational institutions
Healthcare sector
Industrial catering
Hospitality
Catering insurance products
The range of products for the catering industry includes:
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Product liability
Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
Employment practices liability
Employment practices liability insurance protects businesses against claims arising from workplace disputes.
Contingency
Contingency insurance protects businesses against risks related to events, including cancellations and weather-related disruptions.
Equipment breakdown
Equipment breakdown insurance protects businesses from financial losses from sudden and accidental machinery failures, including repair costs and interruption.
Inland marine
Inland marine insurance protects movable or specialized business property, such as equipment, tools, and goods in transit, against loss or damage.
Bonds and surety
Bonds and surety insurance guarantees the performance or obligations of businesses, offering financial protection for contracts, compliance, or legal requirements.
Crime
Crime insurance covers financial losses resulting from theft, fraud, forgery, and other dishonest acts committed by employees or external actors.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
Get our latest news and insights
Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.