Why choose IOA for real estate insurance?
IOA goes beyond placing insurance policies. We work with leading carriers to secure the best terms for your needs in a complex and ever-changing real estate market. Whether managing properties, developing projects, or overseeing tenant relationships, our brokers leverage strong market relationships to help you find the most effective coverage for your business.
We have the expertise to navigate the risks you face—from property developers to real estate investment trusts (REITs). We help you secure broad coverage for your real estate portfolio, including essential protection for liability, property, and professional risks.
Our brokers have a deep knowledge of the real estate sector and stay on top of evolving trends, from tenant liability concerns to environmental risks. We offer guidance on managing these exposures and securing the best coverage available in the market.
Our close relationships with underwriters and insurance carriers allow us to secure competitive pricing and comprehensive coverage terms that allow your business to thrive. Whether you own apartment complexes, manage condominium associations, or operate a hotel, we’ve got you covered.
Our real estate insurance markets
Apartments
Asset managers
Condominium associations
Hotels and motels
Multifamily dwellings
Property developers
Property managers
Property owners
Real estate investment trusts (REITs)
Resorts
Real estate insurance products
IOA’s range of products for the real estate industry includes:
Business owners policy
A business owner’s policy (BOP) combines property, liability, and business interruption coverage into a cost-effective package tailored for small to mid-sized businesses.
Business income
Business income insurance safeguards businesses by covering income loss due to disruptions, ensuring financial stability during recovery.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Professional liability (E&O)
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
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