Real estate

Protecting your assets and operations is critical whether you focus on commercial or residential real estate. IOA understands the unique risks facing real estate professionals, whether managing multifamily property portfolios, ensuring tenant safety, or handling complex transactions.

Why choose IOA for real estate insurance?

IOA goes beyond placing insurance policies. We work with leading carriers to secure the best terms for your needs in a complex and ever-changing real estate market. Whether managing properties, developing projects, or overseeing tenant relationships, our brokers leverage strong market relationships to help you find the most effective coverage for your business.

We have the expertise to navigate the risks you face—from property developers to real estate investment trusts (REITs). We help you secure broad coverage for your real estate portfolio, including essential protection for liability, property, and professional risks.

Our brokers have a deep knowledge of the real estate sector and stay on top of evolving trends, from tenant liability concerns to environmental risks. We offer guidance on managing these exposures and securing the best coverage available in the market.

Our close relationships with underwriters and insurance carriers allow us to secure competitive pricing and comprehensive coverage terms that allow your business to thrive. Whether you own apartment complexes, manage condominium associations, or operate a hotel, we’ve got you covered.

Our real estate insurance markets

Apartments

Asset managers

Condominium associations

Hotels and motels

Multifamily dwellings

Property developers

Property managers

Property owners

Real estate investment trusts (REITs)

Resorts

Real estate insurance products

IOA’s range of products for the real estate industry includes:

Business owners policy

A business owner’s policy (BOP) combines property, liability, and business interruption coverage into a cost-effective package tailored for small to mid-sized businesses​.

Learn more >

Business income

Business income insurance safeguards businesses by covering income loss due to disruptions, ensuring financial stability during recovery​.

Learn more >

General liability

General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.​

Learn more >

Cyber liability

Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties​.

Learn more >

Commercial property

Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters​.

Learn more >

Professional liability (E&O)

Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.

Learn more >

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

Get our latest news and insights

Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.

Risk ManagementInsightsBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Risk ManagementInsightsBusiness insurance

Focus Report – 2025 Cyber Market Outlook

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

InsightsBusiness insurance

Market Relief Appears as Softening Persists

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 Food & Agribusiness Market Outlook

InsightsRisk ManagementBusiness insurance

Status Quo for Early 2024 with Exception of Commercial Auto

Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899