Why choose IOA for hospitality and service insurance?
IOA offers deep expertise in the hospitality industry, with specialists who understand the unique challenges hotels, resorts, amusement parks, and convention centers face. We provide tailored insurance solutions that address risks such as employee and guest injuries, property damage, and business interruptions, ensuring comprehensive protection for your operations.
Our personalized, hands-on service means you’ll work directly with experienced brokers dedicated to supporting your business objectives. We go beyond just providing insurance by offering strategic risk management services to help you proactively address vulnerabilities and safeguard your reputation, ensuring your business’s long-term success.
Our hospitality and service insurance markets
Hotels and motels
Resorts
Convention centers
Amusement parks and attractions
Restaurants and bars
Parking and transportation services
Hospitality and service insurance products
Products for the hospitality and service industry includes:
Business income
Business income insurance safeguards businesses by covering income loss due to disruptions, ensuring financial stability during recovery.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Employment practices liability
Employment practices liability insurance protects businesses against claims arising from workplace disputes.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Professional liability (E&O)
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
Directors and officers
Directors and officers insurance protects company leaders from personal liability for decisions made on behalf of the organization.
Crime
Crime insurance covers financial losses resulting from theft, fraud, forgery, and other dishonest acts committed by employees or external actors.
Environmental
Environmental insurance safeguards businesses against liabilities related to pollution, contamination, and other environmental risks.
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